Yann Le Pallec is Standard & Poor's Executive Managing Director for Europe, Middle East and Africa (EMEA). Yann is a member of Standard & Poor's Global Executive Committee. Yann leads a team of over 500 ratings analysts and support staff. Before his appointment in December 2011, Yann occupied various managerial and analytical positions at S&P, including, but not only: Head of EMEA Corporate and Government Ratings (from August 2010 until December 2011), Regional Practice Leader for EMEA Sovereign, International Public Finance and Insurance Ratings (from July 2009 until August 2010), Regional Practice Leader for EMEA Insurance Ratings (from December 2006 until July 2009). Before joining S&P in 1999, Yann was a senior manager with Paris-based audit firm SalustroReydel.He holds a Masters\' degree in Business from EcoleSupérieure des Sciences Economique et Commerciales (ESSEC) in France.